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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Ken Offidani, a proven Lancaster, Manheim Township and Hempfield, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Lancaster, Manheim Township and Hempfield Homes - Find Lancaster, Manheim Township and Hempfield, Pennsylvania real estate listings & homes for sale provided by Ken Offidani, your local expert real estate agent.

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  • Lancaster, Manheim Township and Hempfield Information - Find local information on Lancaster, Manheim Township and Hempfield, Pennsylvania including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Ken Offidani, a proven NUMBER1EXPERT™ Top Selling real estate agent.

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  • About Ken Offidani - Information about Ken Offidani including testimonials, guarantees, credentials, and contact information. Learn why Ken Offidani is a proven Lancaster, Manheim Township and Hempfield, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.

 

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Ken Offidani, REALTOR®, real estate agent and broker for Lancaster, Manheim Township and Hempfield Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Ken Offidani
Coldwell Banker Select Professionals
1000 N. Prince Street
Lancaster, PA 17603
Phone 1: (717) 587-1652
Phone 2: (717) 735-8310
Cell: (717)-587-1652
Fax: (717)-735-8267
koffidani@realtyselect.com

The GUARANTEED SAME DAY RESPONSE from The Ken Offidani Team has made us a Lancaster County favorite. Want the price or location of a home? Call or e-mail now and you’ll reach us instantly.

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